NMIC

Non Life Insurance

Nepal Micro Insurance Company Limited

Rs. 790.00 +14.90 (+1.92%)

Open: 796
High: 796
Low: 774
Prev close: 775.1
Volume: 3,130
Turnover: 2,469,672
52W high: 1525.00
52W low: 765.30

52-week range765.30 – 1525.00

NSA Score

Neutral

Buy

Neutral

Sell

Trend · Slightly Bearish 40

Momentum · Neutral 53

Volume · Slightly Bullish 62

Volatility · Neutral 45

Fibonacci Retracement (60-day swing)

Swing High 990.0 · Swing Low 765.3

0	990.0
0.236	936.97
0.382	904.16
0.5	877.65
0.618	851.14
0.786	813.39
1.0	765.3

Pivot Points

821.33

808.67

799.33

777.33

764.67

755.33

Pivot Point

786.67

Indicator	Category	Value	Signal	Why
EMA 13	Moving Averages	796.32	Sell	Price is NPR 6.32 (0.79%) below EMA 13. 13-day Exponential MA. Optimal for NEPSE (30% CAGR in backtest). Reacts fast to price changes.
EMA 20	Moving Averages	805.57	Sell	Price is NPR 15.57 (1.93%) below EMA 20. 20-day EMA. Standard short-term trend filter used by most traders.
EMA 50	Moving Averages	848.89	Sell	Price is NPR 58.89 (6.94%) below EMA 50. 50-day EMA. Medium-term trend. A cross of EMA 13 above EMA 50 is a strong buy signal for NEPSE.
SMA 13	Moving Averages	799.75	Sell	Price is NPR 9.75 (1.22%) below SMA 13. 13-day Simple MA. Research shows this period gives the best risk-adjusted return on NEPSE (Sharpe 1.71).
SMA 20	Moving Averages	810.12	Sell	Price is NPR 20.12 (2.48%) below SMA 20. 20-day SMA. Also the mid-line of Bollinger Bands. Acts as dynamic support/resistance.
SMA 50	Moving Averages	850.38	Sell	Price is NPR 60.38 (7.1%) below SMA 50. 50-day SMA. Institutional-level trend gauge. Widely watched by NEPSE fund managers.
SMA 200	Moving Averages	1084.31	Sell	Price is NPR 294.31 (27.14%) below SMA 200. 200-day SMA. The dividing line between bull and bear markets. Price above = long-term bullish. Being below 200 SMA is bearish — historically NEPSE struggles to rally when below this level.
MACD (12,26,9)	Trend	-0.54	Sell	MACD line (-18.78) is below Signal (-18.25). Histogram: -0.54 (expanding). Bearish pressure — MACD below signal suggests selling momentum. Note: Standard 12-26-9 parameters tend to underperform buy-and-hold on NEPSE. Check the optimized MACD below.
MACD (34,72,3)	Trend	0.19	Buy	MACD(-57.13) vs Signal(-57.33), Histogram: 0.19. Bullish — momentum favors buyers. These parameters (34,72,3) were validated on frontier markets like Dubai (85% hit ratio) and are better suited for NEPSE's slower cycles than standard MACD.
SuperTrend (7,3)	Trend	768.09	Buy	SuperTrend line is at NPR 768.09 (support). Price is NPR 21.91 above the line. Uptrend confirmed — the line acts as trailing support. A break below would flip to Sell. SuperTrend works well in trending NEPSE markets driven by herd behavior.
Parabolic SAR	Trend	804.02	Buy	SAR dot is below price at NPR 804.02 (bullish). Acts as a trailing stop — if price drops below 804.02, the trend flips bearish. Good for setting stop-loss levels.
ADX (14)	Trend	15.67	Sell	ADX is 15.7 (Weak/absent trend). +DI=20.0, -DI=22.8. Bears dominate — -DI is above +DI. The trend is weak — range-bound strategies may work better than trend-following.
Ichimoku Cloud	Trend	794.90	Sell	Tenkan=794.90, Kijun=824.90 (bearish cross). Price is below the cloud (bearish). All signals align bearish — consider reducing positions.
Aroon (25)	Trend	12.00	Neutral	Aroon Up=36, Down=24. No clear trend. Aroon measures how recently the price hit a 25-day high (Up) or low (Down). Values above 70 confirm a trend.
DPO (20)	Trend	19.88	Buy	DPO is 19.88. Positive — price is above its 20-day detrended average, suggesting current cycle is in an upswing. DPO removes long-term trend to show underlying cycles. Useful for timing entries within an existing trend.
RSI (14)	Momentum	39.88	Buy	RSI is 39.9 — oversold (NEPSE-adjusted zone). Standard zones are 70/30 but NEPSE research shows 60/40 zones work better due to strong momentum/herd behavior in Nepal's market. Price may be undervalued — look for reversal confirmation before buying. RSI was the 2nd most important feature in ML models predicting NEPSE (arXiv 2026).
Stochastic (14,3,3)	Momentum	11.51	Buy	%K=11.5, %D=8.5. Oversold — price is near the bottom of its 14-day range. Watch for %K crossing above %D for a buy entry.
Stochastic RSI	Momentum	14.96	Buy	StochRSI %K=15.0. Oversold — momentum is deeply stretched to the downside. A rise above 20 would confirm a buy signal.
CCI (20)	Momentum	-64.66	Neutral	CCI is -64.7 (normal range). Between -100 and +100 is normal — no extreme deviation from average price. CCI measures how far price has deviated from its mean. Works well for identifying cyclical stocks in NEPSE.
Williams %R (14)	Momentum	-75.61	Neutral	Williams %R is -75.6. Mid-range — no extreme reading. Ranges from 0 to -100 where -50 is the midpoint.
ROC (12)	Momentum	-5.54	Sell	ROC is -5.54%. Price has lost 5.54% over the last 12 days. Negative momentum — selling pressure over the past 12 trading sessions. Strong momentum (>5%) suggests trend acceleration.
TRIX (15)	Momentum	-0.30	Sell	TRIX is -0.3044. Negative — triple-smoothed momentum confirms downtrend. TRIX filters out minor price fluctuations by applying three rounds of smoothing. Good for confirming the major trend direction and filtering noise in NEPSE's often-volatile daily movements.
Awesome Oscillator	Momentum	-37.05	Sell	AO is -37.05. Negative — long-term momentum exceeds short-term, indicating bearish pressure. Watch for zero-line crossovers — crossing above zero is a buy, below is a sell. Twin peaks divergence is also a strong signal.
Ultimate Osc (7,14,28)	Momentum	51.08	Neutral	UO is 51.1. Mid-range. The Ultimate Oscillator blends 7, 14, and 28-day periods to reduce false signals that plague single-period oscillators.
PPO (12,26)	Momentum	-0.93	Sell	PPO is -0.93%, Histogram: -0.33. Negative — short-term EMA is below long-term, indicating downward pressure. PPO is like MACD but expressed as a percentage, making it easier to compare across different price levels.
Coppock Curve	Momentum	-10.30	Sell	Coppock is -10.30. Negative — long-term momentum is bearish. Wait for it to turn positive before considering long positions. This indicator was designed for monthly charts but works on daily data too. Best for identifying major trend changes in NEPSE.
10d Rolling Mean	Momentum	790.87	Sell	10-day rolling mean is NPR 790.87. Price is NPR 0.87 below. This was the #1 most predictive feature in XGBoost ML models for NEPSE (arXiv 2026). Price below the 10-day mean suggests short-term bearish momentum.
ATR (14)	Volatility	23.03	—	ATR is NPR 23.03 (2.92% of price). This means the stock typically moves NPR 23.03 per day. Moderate volatility — normal trading conditions. Use ATR to set stop-losses: a common approach is 2x ATR (NPR 46.06) below entry.
Bollinger %B	Volatility	0.32	Neutral	BB %B is 0.32 (band position 32%). Bandwidth: 13.56%. Price is within normal range of the bands.
BB/KC Squeeze	Volatility		—	No squeeze — Bollinger Bands are outside Keltner Channels, normal volatility conditions. The Squeeze indicator is widely used to anticipate explosive moves. When the squeeze releases, the direction of the breakout determines whether to go long or short.
5d Rolling Vol	Volatility	1.35	—	5-day rolling volatility is 1.35%. Normal (1-2%) — typical daily fluctuation. This was the 5th most important ML feature for predicting NEPSE returns.
Mass Index	Volatility	23.42	—	Mass Index is 23.42. Below 27 — no reversal bulge detected. Mass Index identifies trend reversals by measuring the range between high and low prices.
Ulcer Index	Volatility	7.21	—	Ulcer Index is 7.21 (moderate drawdown stress). It measures downside volatility by tracking the depth and duration of drawdowns from recent highs. Lower is better — values below 5 indicate a smooth uptrend, above 10 suggests painful drawdowns.
Donchian (20)	Volatility	884.50	Neutral	Price is at 20.7% of the 20-day Donchian Channel (Upper: 884.50, Lower: 765.30). Mid-channel — no extreme position. Donchian channels show the highest high and lowest low over 20 days.
MFI (14)	Volume	9.39	Buy	MFI is 9.4. Oversold — selling pressure with volume is extreme. Potential buying opportunity as selling may be exhausted.
CMF (20)	Volume	0.06	Buy	CMF is 0.0639. Positive — money is flowing INTO the stock ({strength} accumulation). Buyers are in control with volume backing them. CMF above +0.1 or below -0.1 is a strong signal. Near zero means balanced buying/selling.
OBV Trend	Volume	—	Sell	OBV is falling over the last 20 days. Falling OBV suggests volume is declining or moving to sellers — bearish divergence if price is still rising. OBV adds volume on up-days and subtracts on down-days. The direction matters more than the absolute number.
VWAP	Volume	786.67	Buy	VWAP is NPR 786.67. Price is NPR 3.33 above VWAP. Price above VWAP means the average buyer is in profit — bullish. Institutional traders often use VWAP as a benchmark.
Elder Force (13)	Volume	3703.49	Buy	EFI is 3,703. Positive — buying force (price change x volume) exceeds selling force. Large positive values mean strong institutional buying. Elder Force Index combines price direction with volume to measure the force behind moves.